Other Personal Needs

Other Personal Insurance Needs

Major life changes – a critical illness, an extended hospital stay, or an accidental injury – often create expenses you don’t see coming. Supplemental insurance can give you a simple, budget-friendly way to prepare for these expenses.  Most plans are affordable and easy to apply for.  Making a claim is quick, simple, and hassle-free.

Cancer Insurance.  Insurance that pays cash to you or your designee to help with unexpected expenses after a first diagnosis of a covered cancer.  These plans are very helpful in “supplementing” your medical coverage – benefits paid directly to you!

Critical Illness.  Insurance that pays cash to you or your designee after a covered sickness such as a heart attack, stroke, cancer, or other serious illness.  Plans can be designed to prove a lump sum payment that you can use for your specific needs.  Many of the plans also pay a life insurance death benefit as part of the coverage.

Accident Benefit Plan.  Insurance that reimburses when you have accident related out-of-pocket expense.  Plans can also be designed to pay a specific benefit for different types of accidents.

Vision and Hearing. Coverage is available.

Home Health Care.   These plans are becoming very popular.  Many feel that they cannot afford Long/Short Term Care insurance.  Many feel that if something happened to them their loved ones would provide help at home.  A Home Health Care plan can supplement that loving help and provide “professional” benefits to help a person stay home!  Competition is making this a very affordable coverage. 

If you are interested in additional information please email or call me and we can discuss!