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Long Term Care Costs

  The average annual cost of care in the U.S. is $94,170 for a private room in a nursing home; $82,855 for a semi-private room in a nursing home; $41,124 for an assisted living facility and; $18,460 for adult day care. The average annual cost of care received at home […]

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HSA and LTCI premiums

Qualified Long Term Care insurance premiums may be paid through an HSA up to the maximum Established by the Federal Government each year.  Example: 62-year-old can use their HSA and pay up to $4,090 premium for 2017.

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Georgia Partnership Program

April 2006 the Georgia Long-Term Care Partnership plan was signed into law.  Part of the goal is to encourage Georgia residents to plan for their later years when the need for Long Term Care (LTC) is generally the greatest.  Members of the Partnership include the State of Georgia, qualified LTC […]

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Long or Short Term Care

LONG TERM – Many people have looked at Long-Term Care and felt they could not afford the coverage.  The coverage is great, however; 1).  The coverage can be expensive based on their income; 2). Stringent Underwriting; 3). Average elimination period is 90 days; 4). Carriers pulling out of the market […]

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Christian Medical Cost Sharing

Christian Medical Cost Sharing is available year-round.  Qualifies under the ACA.  A Christian alternative to health insurance.  Click here for information from my website and let me know your thoughts!

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Christian HealthShare Info.

Within the 5 Christian Health Sharing Ministries there are differences in how they operate.  Please accept the following as some of the basic reasons for the plan we favor: 1. Been in business since 1993; 2. More that 400 employees; 3. More than 250,000 medical bill sharing members; 4. More […]

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Christian Heath Sharing of Medical Expenses

Can you answer YES to any of these questions:        1.  Did you pass the Affordable Care Act enrollment period and have no health insurance?        2.  Have your beliefs and faith been challenged by the Affordable Care Act?        3.  Do you have health insurance […]

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